Hi this is Dino Livanidis.

Through my other businesses, NPIS and Investment Property Australia and
Best Gold Coast Real Estate, I have taught thousands of people on how to invest in property through out Australia, New Zealand and Tasmania. Every day  many of my clients have sent me emails asking me what is the best way for them to get into their first home.

Let me tell you this, I have been in the property investment industry for over 28 years and for the last couple of years I have noticed more and more people are just finding it harder to get into their first home.

Now... I know on the other side of the coin there are many people who want to get into their first home and can afford to, but find it hard to get the deposit to put down.

Rent is a waste of money, great for the investors but if you want to get into your home then you need to move now.

Rental Increases between now and 2010.
The largest increases are expected to be in Melbourne (50 per cent), Sydney (40 per cent), Brisbane (30 per cent) and Canberra (25 per cent).

 Let me explain something that is so important for you to understand.

Many people just keep on renting and then notice how much money they have wasted all these years, they find out how much property prices have increased and know they cannot do anything as it has come un affordable.

If you get into your first home now;
E.G. Approx $300,000 your repayments will be around $461/week. Using some useful tips and methods you can pay off your home quicker. Also now your loan will be the same and reducing as you pay it off.

In 10 years time lets say the property has doubled, it would be worth
approx $600,000.

So if you delayed to get into property you now need an income of over $120,000 a year and your repayments will be around $923.07.
And looking at trying to pay of a loan worth $600,000 HARD YAKKA.

(Please note- Loan Payments do depend on the interest rate at the time).

Most renters pay around $300-$400 per week to rent a property, well why not get your own home and remember its yours no-one can tell you to do anything.

Now the most important point is;
You are now riding the property wave, the entry loan amount is all you need to work on, if your home has increased to $600,000 you only have a loan amount when you first started and reduced plus if you want to down grade you can and lessen your loan as you now have an extra $300,00 to play with. 

Announcement
I have personally spent the last couple of months doing my research on how to help people get into owning their first home for the least amount of money.
 
I am glad to announce that I have teamed up with a couple of Building Companies around Australia.

We have all sat down and worked out how we can help the First Home Buyers get into their first home with out a deposit. Now the only criteria is that you need to be on a gross income of around $55,000, that can be singular or combined income.